Central Bank Rate: 4.35%
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Loan Apps Australia

20 Verified Lenders • From 6.0% APR

Central Bank Rate 4.35%
Inflation Rate 5.40%
GDP/Capita AUD 65,099
Average Monthly Salary AUD 6,500
Income Tax Rate 32.5%
Average Property Price AUD 955K
Unemployment Rate 3.5%

Loan Types Available

Personal Loans

Interest Rate 5.95% - 21.49%
Loan Amount AUD 2,000 - 75K
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Business Loans

Interest Rate 6.50% - 24.00%
Loan Amount AUD 10,000 - 1,000K
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Student Loans

Interest Rate 0.00% - 7.50%
Loan Amount AUD 5,000 - 150K
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Mortgage Loans

Interest Rate 4.50% - 7.80%
Loan Amount AUD 100,000 - 3,000K
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Auto Loans

Interest Rate 4.99% - 15.99%
Loan Amount AUD 5,000 - 150K
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General Requirements

Age Requirements

18 - 70 years

Residency

Not Required

Credit Score System

Equifax

Minimum Down Payment

10.0%

Top Lenders

Bluestone Finance

4.7
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Athena Home Loans

4.6
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SocietyOne

4.6
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Well Money

4.5
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Bigstone Finance

4.4
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Octet

4.4
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Loan Calculator

Monthly Payment AUD 890
Total Cost AUD 10,680
Verified Expert
James Mitchell

James Mitchell

International Finance Expert & Credit Analyst

Over 8 years of experience analyzing loan markets and banking systems across 193 countries. Helping consumers make informed financial decisions through independent research and expert guidance.

Verified 3 days ago
193 Countries
12,000+ Reviews